Privacy Statement

Introduction
Your privacy concerns are important to Manning & Napier Benefits, LLC (MNB). You need to know what information about you is being collected over the Internet and how that information is being used. At www.manning-napier-benefits.com (the “Site”), a web site maintained and operated by MNB, MNB is committed to assisting you in this regard. To that end, this policy explains what information is collected by MNB from visitors to the Site and how that information may be used by MNB.

Other Web Sites
The Site may be linked to other web sites. While this policy describes privacy issues relating to the Site, it does not describe the practices of any web site that may be linked to the Site. You should consult the privacy policies of those other web sites before submitting any information to them. MNB will not be responsible for information not collected by MNB through the Site.

Collection of Information
In connection with your use of the Site, MNB may require you to provide certain information, such as your name, mailing and e-mail addresses or telephone and facsimile numbers. Other information collected by MNB may be provided automatically when you access the Site.

Use of Information
The information collected by MNB will be used to communicate with you, to evaluate the use of the Site and its content, to improve the products and services of MNB and otherwise in connection with the business of MNB. By accessing the Site, you are agreeing to allow MNB to collect and use your information for any lawful purpose.

Cookies
When you visit the Site, MNB may place a text file called a “cookie” in the browser directory of your computer’s hard drive. A cookie is a small piece of information that a web site can store on your web browser and later retrieve. A cookie enables the Site to recognize you as a prior user, provides the Site with information regarding your prior use and assists MNB in determining what portions of the Site are most appropriate for you. Your web browser may provide you with the ability to not accept cookies. However, in order to take full advantage of the Site, MNB recommends that you accept cookies from each Site. MNB does not use cookies to examine other web sites you may have visited before or after leaving the Site.

Disclosure
MNB does not sell or otherwise disclose your personal information to others, except that MNB may disclose such information when it believes, in good faith, that such disclosure is reasonably necessary to comply with any law or protect the rights, property or safety of another person. However, MNB may sell or otherwise disclose such information in connection with the sale of its business to a third party. The specific purpose of the Site is to capture personal information relating to benefits enrollment and other human resources activities in order to transmit this information to health insurance carriers and similar third parties on behalf of the employer and benefits plan administrator. Such information is only transferred with the prior authorization of the employer or benefits plan administrator.

No Liability
MNB will use reasonable precautions to protect from misuse any information that MNB collects from you through the Site. However, MNB does not guaranty that any such information will not be misused or disclosed to third parties, and MNB will not have any liability to you for any such misuse or disclosure.

Consent
By using the Site, you consent to the collection and use of information by MNB as set forth in this Policy. If MNB decides to change this Policy, which it may do at any time without notice to you, MNB will post those changes on this page. By continuing to use the Site after MNB has posted the changes, you agree to and accept such changes. You should periodically check the Site for changes to this Policy.

Additional Information
MNB welcomes your questions, comments and requests for additional information regarding privacy on the Site. You can contact MNB by United States mail at MNB, 500 Corporate Parkway, Suite 120, Amherst, New York 14226.

Visitors to the Site are bound by this Privacy Policy and the Terms of Access, and you are advised to read them all thoroughly.